Interest Free

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If you already have one of these eligible cards, you are ready for Interest Free shopping right now. Simply visit your local store or shop online.

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Select your items and continue to checkout

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Select Interest Free as your payment method

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Select an Interest Free plan & use your card or account number to complete

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Purchase the items you need with flexible repayment options, catered to suit your budget and lifestyle.

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Enjoy the convenience of an everyday credit card

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There is no penalty if you choose to pay out your plan early

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Interest is only calculated on any outstanding balance at the end of the purchase payment plan and is never backdated

Apply online

Apply for a Go Mastercard® now and if approved, start shopping Interest Free right away!

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Complete your 10-15 minute online application at the Go Mastercard® site

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Provide your income and employment details as well as your household expenses

You’ll receive a response in under 60 seconds!

Take advantage of our payment options

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Storewide
90
Days
To Pay

NO PAYMENTS for 90 days.

for purchases from $50.

90 Days to Pay

Conditions of No Deposit, No Interest, No Payments for 90 Days. Available to approved GO Mastercard customers on transactions where the minimum amount financed is $50. Offer available on purchases from Joyce Mayne franchisees (excludes Miele products, iTunes & gift cards, brands and other products that are offered for sale under agency agreements with Joyce Mayne Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

Storewide
50
Months
Interest Free

with 50 equal monthly payments until January 2023.

Minimum financed amount $750.

50 Months Interest Free - With Equal Payments

Conditions of 50 Months Instalment Interest Free until January 2023: Available to approved GO MasterCard customers on transactions made between 09/11/18 and 24/12/18 where the amount financed is $750 or more. Offer available on purchases from Joyce Mayne franchises. Excludes mobile phones, gaming consoles, gift cards, Octopuss installation services, Microsoft Surface Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne franchises. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in January 2023, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

Air Conditioning
18
Months
Interest Free

NO PAYMENTS for 18 months.

Minimum financed amount $500.

18 Months Interest Free on Air Conditioning - with No Payments

Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioning only: Available to approved GO MasterCard customers on transactions made between 01/05/17 and 30/04/19, where the amount financed is $500 or more. Offer available on purchases from Joyce Mayne franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

Vacuum Cleaners
12
Months
Interest Free

with monthly payments.

Minimum financed amount $300.

12 Months Interest Free - With Monthly Payments

Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved GO MasterCard customers on transactions made between 01/03/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Joyce Mayne franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

Cooking Appliances
12
Months
Interest Free

NO PAYMENTS for 12 months.

Minimum financed amount $300.

12 Months Interest Free - No Payments

Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved GO MasterCard customers on transactions made between 01/04/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Joyce Mayne franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

Storewide
12
Months
Interest Free

with monthly payments until November 2019.

Minimum financed amount $300.

12 Months Interest Free - With Monthly Payments

Conditions of 12 Months Interest Free until November 2019: Available to approved GO MasterCard customers on transactions made between 09/11/18 and 24/12/18 where the amount financed is $300 or more. Offer available on purchases from Joyce Mayne franchisees. Excludes gift cards and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends in November 2019, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

Storewide
6
Months
Interest Free

with monthly payments.

Minimum financed amount $300.

6 Months Interest Free - No Deposit, No Interest, with Monthly Payments

Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Joyce Mayne franchisees (excludes gift cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

  • 90 Days to Pay

    Conditions of No Deposit, No Interest, No Payments for 90 Days. Available to approved GO Mastercard customers on transactions where the minimum amount financed is $50. Offer available on purchases from Joyce Mayne franchisees (excludes Miele products, iTunes & gift cards, brands and other products that are offered for sale under agency agreements with Joyce Mayne Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

  • 50 Months Interest Free - With Equal Payments

    Conditions of 50 Months Instalment Interest Free until January 2023: Available to approved GO MasterCard customers on transactions made between 09/11/18 and 24/12/18 where the amount financed is $750 or more. Offer available on purchases from Joyce Mayne franchises. Excludes mobile phones, gaming consoles, gift cards, Octopuss installation services, Microsoft Surface Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne franchises. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in January 2023, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

  • 50 Months Interest Free on Computer Bundles - with Equal Monthly Payments

    Conditions of 50 Months Instalment Interest Free on Computer Bundles – No Deposit, No Interest with 50 Equal Monthly Payments: Available to approved GO MasterCard customers on transactions made between 13/07/18 and 30/06/19 where the amount financed is $1490 or more. Offer available on in-store purchases from Joyce Mayne franchisees. Excludes mobile phones, gaming consoles, gift cards, Microsoft Surface & Studio, and Apple products. Excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne franchisees. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

  • 18 Months Interest Free on Air Conditioning - with No Payments

    Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioning only: Available to approved GO MasterCard customers on transactions made between 01/05/17 and 30/04/19, where the amount financed is $500 or more. Offer available on purchases from Joyce Mayne franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

  • 12 Months Interest Free - With Monthly Payments

    Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved GO MasterCard customers on transactions made between 01/03/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Joyce Mayne franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

  • 12 Months Interest Free - No Payments

    Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved GO MasterCard customers on transactions made between 01/04/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Joyce Mayne franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

  • 12 Months Interest Free - With Monthly Payments

    Conditions of 12 Months Interest Free until November 2019: Available to approved GO MasterCard customers on transactions made between 09/11/18 and 24/12/18 where the amount financed is $300 or more. Offer available on purchases from Joyce Mayne franchisees. Excludes gift cards and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends in November 2019, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

  • 6 Months Interest Free - No Deposit, No Interest, with Monthly Payments

    Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Joyce Mayne franchisees (excludes gift cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Joyce Mayne Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

© 2018 Joyce Mayne Online   |   Joyce Mayne Online is operated by Eretail Enterprises Pty Ltd, an independent franchisee. Joyce Mayne Stores are operated by independent franchisees.

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